Local market • Tampa, FL

House Flipping Calculator for Tampa, FL

In-migration drives buyer demand; many flips target hurricane-aged inventory needing modernization.

Worked example: the 70% rule in Tampa

With a median home price around $405,000 in Tampa, a flipper using a 70% of ARV rule would target a maximum offer near $234,900 on a property worth $405,000 after repairs with roughly $48,600 of rehab.

After-repair value (ARV)$405,000
Estimated rehab (≈12% of ARV)$48,600
70% of ARV$283,500
Maximum allowable offer (MAO)$234,900

These are illustrative figures. Run the actual numbers — comps, true rehab scope, holding costs, financing — in the FlipOS deal analyzer for an accurate MAO.

A more accurate MAO: work backward from your costs

The percentage rule is just a shortcut for the real formula — subtract every cost and your target profit from the ARV:

MAO = ARV − rehab − closing − holding − selling − target profit

After-repair value (ARV)$405,000
Rehab (≈12% of ARV)$48,600
Buy / closing costs (≈2%)$8,100
Holding costs (≈3%)$12,150
Selling costs (≈6.5%)$26,325
Target profit (≈19% of ARV)$74,925
Maximum allowable offer (MAO)$234,900

Notice this lands on the same $234,900 as the 70% rule above — the rule just bakes these costs into one number. The trade-off it hides: a higher ARV percentage means a thinner profit margin (19% here), which is exactly why standard markets can hold the line at 70%. Always confirm rehab, holding, and selling costs for the specific deal.

What flippers should know about Tampa

In-migration drives buyer demand; many flips target hurricane-aged inventory needing modernization. As with any market, the headline median price masks wide variation block-to-block. Pull comps inside a one-mile radius (or tighter in urban submarkets), and confirm rehab costs with at least two local contractors before committing.

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