How is BRRRR different from fix and flip?

Fix and flip ends with a sale and a one-time profit. BRRRR ends with refinance + a long-term rental — you keep the asset and the cash flow.

Do I need to wait to refinance?

Most conventional lenders require a 6–12 month 'seasoning' period before cash-out refinance based on the new appraised value.

Investing strategy

BRRRR Method Investing

Recycle your capital deal after deal — the BRRRR investor's playbook.

What is the BRRRR method?

BRRRR stands for Buy, Rehab, Rent, Refinance, Repeat. You buy a distressed property at a discount, renovate it, place a tenant, then refinance to pull most or all of your capital back out — leaving you with a cash-flowing rental for little or no money in the deal.

The math behind a successful BRRRR

After refinance, your loan should cover your all-in cost (purchase + rehab + closing). If a bank lends 75% loan-to-value on a $200,000 appraisal ($150,000), and your all-in cost is $145,000, you've recovered everything and still own a rental.

Common BRRRR mistakes

Overestimating ARV, underestimating rehab, ignoring seasoning requirements (most lenders require 6–12 months of ownership before cash-out refinance), and forgetting that the property must also cash-flow as a rental after the new loan payment.

How FlipOS helps

Pull automated sales and rent comps for the property, then use the BRRRR strategy in the FlipOS deal analyzer to model purchase, rehab, ARV, refinance amount, recovered capital, and post-refi cash flow side-by-side.

Run BRRRR deals in FlipOS

FlipOS includes a deal analyzer with brrrr built in, plus project management, CRM, and budgets for after the deal closes.

Start free

Frequently asked questions

How is BRRRR different from fix and flip?: Fix and flip ends with a sale and a one-time profit. BRRRR ends with refinance + a long-term rental — you keep the asset and the cash flow.
Do I need to wait to refinance?: Most conventional lenders require a 6–12 month 'seasoning' period before cash-out refinance based on the new appraised value.